Digital financial inclusion and transitory consumption: Household-level evidence from India

2026

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AI-generated summary

This study reveals that digital financial inclusion, unlike traditional methods, is linked to higher transitory consumption, particularly for lower-wealth households, highlighting the need for digital literacy and consumer protection.

* Distinguishes between traditional and digital financial inclusion.
* Analyzes the impact of digital financial inclusion on transitory consumption.
* Examines the role of household wealth in this relationship.

Digital financial inclusion, transitory consumption, household wealth, India, consumption smoothing

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