Commerce at Machine Speed The Payment Infrastructure Agentic Commerce Requires

2026

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AI-generated summary

This paper outlines the essential payment infrastructure required for agentic commerce, where AI agents autonomously conduct transactions.

* Explores the shift from human-initiated to AI-driven commerce and its implications for payment systems.
* Details six key properties a payment rail must possess to support machine-speed transactions.
* Assesses existing payment rails against these requirements, highlighting stablecoins as the closest current solution.

Agentic Commerce, Payment Infrastructure, AI Transactions, Machine Speed, Programmable Payments

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