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The costs of payment methods in the retail sector

2026

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AI-generated summary

1) This study analyzes the costs associated with various payment methods in the German retail sector, providing crucial insights for businesses, policymakers, and financial institutions to optimize payment processes and enhance cost transparency.
2) * Examines direct and indirect costs incurred by brick-and-mortar retailers for accepting payment methods.
* Compares the cost-effectiveness of cash, girocard, debit cards, and credit cards across different firm sizes and industries.
* Discusses the impact of payment method costs on competition, efficiency, and the future of payment infrastructure.
3) Retail costs, payment methods, cash, cashless payments, cost analysis

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