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Competition for Fiancial Inlcusion

2025

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This paper provides a conceptual framework for financial authorities to leverage competition to drive financial inclusion.
* Explores the evidence linking competition to financial inclusion and identifies five key consumer outcomes.
* Introduces a three-stage framework for assessing market characteristics, leveraging regulatory approaches, and delivering inclusive outcomes.
* Offers practical guidance for financial authorities to intentionally steer competition towards inclusive and resilient financial systems.
Financial Inclusion, Competition, Regulation, Market Structure, Policy Framework

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