Agentic AI Payments: Navigating Consumer Protection, Innovation, and Regulatory Frameworks

2026

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This report explores the evolving landscape of agentic AI payments, highlighting the critical need to balance consumer protection with technological innovation and regulatory frameworks.

* Examines the current state of agentic AI in payments, including its technology, capabilities, and market context.
* Identifies potential risks and harms to consumers, merchants, and financial institutions, as well as regulatory gaps.
* Proposes potential solutions and discusses the role of regulation in shaping the future of agentic AI payments.

Agentic AI, Consumer Protection, Regulation, Payments, Innovation

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