Building the foundations for trusted, bounded autonomy

2026

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AI-generated summary

1) This report matters because it outlines how financial institutions can safely deploy AI agents by establishing governance, trust, and accountability frameworks around programmable tokenised money.
2)
- Explores the six-layer ecosystem stack required for institutional-scale agentic finance, covering settlement, orchestration, and trust.
- Examines real-world adoption timelines, noting that machine-to-machine payments and enterprise workflows will lead consumer-facing apps and credit decisioning.
- Identifies critical unresolved barriers to adoption, specifically focusing on liability, agent identity standards, and network interoperability.

3) Tags: agentic finance, autonomous payments, tokenised money, artificial intelligence, governance

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