Norges Bank Papers

2026

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AI-generated summary

This report details Norges Bank's experimental testing of central bank digital currency (CBDC) and its implications for the future of payments.

* Explores the technical design and functional testing of CBDC in two technological sandboxes.
* Examines various payment scenarios, including retail and wholesale CBDC, tokenized bank deposits, and tokenized securities.
* Analyzes the benefits, challenges, and drawbacks of single-ledger versus multi-ledger architectures for CBDC implementation.

CBDC, blockchain, digital currency, ledger technology, payment systems

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