Beyond Payments: Unlocking Africa’s Second FinTech Wave

2026

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AI-generated summary

This report analyzes Africa's second FinTech wave, moving beyond transactional inclusion to foster scalable financial depth and unlock transformative opportunities.

* Explores the evolution of African FinTech from consumer payments to broader financial services.
* Examines divergent market models and their impact on adoption and financial depth.
* Identifies five institutional priorities and strategic questions for shaping Africa's FinTech trajectory.

Africa, FinTech, Financial Inclusion, Emerging Markets, Digital Transformation

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