Artificial Intelligence in China’s Banking Sector: Promises, Perils, and Regulation

2026

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This paper examines the transformative impact of AI on China's banking sector, analyzing its promises, perils, and the evolving regulatory landscape.

* Explores the integration of AI in China's banking sector, including key players and applications.
* Identifies and analyzes the significant risks posed by AI in banking, such as data-related, model-related, and systemic risks.
* Discusses regulatory strategies, the role of RegTech and SupTech, and proposes a risk-based, adaptive framework for AI in banking.

Tags: Artificial Intelligence, Banking, China, Risk, Regulation

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