DIGITAL WALLET POLICY NOTE SERIES, NO. 1

2026

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AI-generated summary

This policy note introduces digital wallets as a new paradigm for organizing digital identity, data sharing, and payments, emphasizing user control and interoperability.

* Explains how digital wallets work, including their architecture, components, and the roles of issuers, holders, and verifiers.
* Details the transformative impact of digital wallets on digital identity, data sharing, electronic signatures, and payments, comparing them to traditional approaches.
* Discusses the risks and challenges associated with digital wallets, such as governance complexity and inclusivity, and explores future trends and potential convergence with payment systems.

Tags: digital wallets, digital identity, data sharing, verifiable credentials, payments

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