thestateof neobanks

2026

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AI-generated summary

1) This report provides a comprehensive, data-driven analysis of the current state of neobanks, detailing their evolution, operational models, and future trajectories.
2) - An in-depth look at 379 verified-active digital banks, covering custody, licenses, cards, stablecoins, and geographic distribution.
- Analysis of the industry's shift towards self-custodial models, niche focus, and the increasing adoption of stablecoins.
- Insights into regulatory landscapes, evolving business models, and the key factors shaping the future of neobanking.
3) neobanks, digital banking, fintech, financial technology, cryptocurrency

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