Financial Technologies and Children

2026

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AI-generated summary

1) This landscape review examines the evolving world of financial technologies and its profound implications for children, highlighting both opportunities for financial inclusion and literacy, and significant risks that require careful oversight and regulation.
2) * Explores how children engage with fintech, from dedicated youth apps to incidental use of adult platforms, and analyzes the opportunities and risks presented by these interactions.
* Reviews the current regulatory and legislative landscape, identifying key gaps and promising approaches for safeguarding children in the digital financial ecosystem.
* Offers policy recommendations for building safe, inclusive fintech that aligns with children's rights and promotes their financial well-being.
3) Fintech, Children, Financial Inclusion, Regulation, Child Rights

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